FAQ

Please refer also to the following chapters on the page Risk evaluation. Also the paragraphs below cover different hypothetical scenarios in detail (All risk insurance coverage scenario, insurance, storage and maintenance cost.

The violin is all-risk insured. The insurance policy covers every imaginable risk.

In the case the instrument gets stolen, the all-risk insurance covers the full value of the instrument. The policy also covers theft from a locked vehicle.

A world leading curator luthier will repair the damaged instrument. The cost of the repair will be fully covered by the insurance. If the value of the instrument decreases as a consequence of the incident, the insurance will cover the loss of the value.

In the case the instrument getting destroyed, the all-risk insurance covers the full value of the instrument.

Before receiving the loan of the instrument, the soloist has to sign a contract that binds him to pay for the instrument’s insurance and storage. If he or she fails to pay for the insurance and the insurance company is about to cancel the insurance policy of the instrument, Stradivari Invest® takes over the insurance, nullifies the contract with the artist and takes the instrument back.

The case of careless handling or storage of the instrument will infringe the loan contract. The contract will be invalidated and the instrument will be taken back.

According to the loan contract, the instrument will be returned to the custody of Stradivari Invest® and then loaned to another deserving soloist.

According to the loan contract, the instrument will be taken back to the custody of Stradivari Invest®. Another artist will be chosen for the loan program. The death of the soloist does not have any influence on the value of the instrument.

If you have not found the answer to your question, don´t hesitate to write to us.